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Handy note for tracking a debt NYT Midi Crossword Clue

Stuck on “Handy note for tracking a debt” from the NYT Midi Crossword? Here is the verified answer:

Answer
IOU
3 letters · Across · last seen March 25, 2026

More clues from the March 25, 2026 puzzle

1A"Steady as ___ goes!"3 4ANaughty3 7AArguing ... or working hard4 8A"Like that's ever going to happen!"4 10ADecomposes4 11APoker buy-in4 13AGobbled up3 14APopular music player discontinued in 20229 18ADrawings, sculptures, paintings, etc.3 19ABusiness that would like to have a chat? ... or a hint to 7-, 8- and 14-Across9 25AOne might hold candles for a birthday4