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"Ah, that's where things get difficult" … or what can be said about 20-, 35- and 40-Across? NYT Crossword Clue

Stuck on “"Ah, that's where things get difficult" … or what can be said about 20-, 35- and 40-Across?” from the New York Times Crossword? Here is the verified answer:

Answer
THERESTHERUB
12 letters · Across · last seen October 5, 2026

More clues from the October 5, 2026 puzzle

1D Tooth covering 6 1A Write on stone, maybe 4 2D Fruit, botanically, that's treated as a vegetable 6 3D One way to sit while meditating 11 4D Snake's warning 4 5A Request at the bottom of an invitation 4 5D Cheap hooch 6 6D ___ Larsson, author of "The Girl With the Dragon Tattoo" 5 7D Bygone electric Chevy 4 8D Org. that advocates for "cruelty-free" products 4 9D Filled to the gills 7 9A Follower of Jah, informally 5